Why People 55 and Older Should Still Buy

There’s a lot of attention being paid to downsizing homes for empty-nesters and those whose families are fully grown. Should you move? If so should you rent or buy? Here’s a look at some of the common questions, considerations, and issues you should make as you consider your set of living arrangements.

Income Stability

Will you or your spouse be on a controlled income in the near future? Renting might sound tempting, but you should take into consideration that a fixed mortgage might be more stable than renting a home or apartment. Unless you find yourself signing a rent-controlled lease, your housing costs might not be as predictable as you think. And even rent-controlled leases normally include an annual increase to keep pace with inflation.

Property Stability

Buying a home means it will always be yours. Unfortunately, with rental properties you don’t have this security. A landlord can decide to sell a property at any time (even with a revolving lease) and it might just leave you looking for a new place to live with no guarantees of security.

Maintenance

One of the most frequent arguments we hear about the benefits of renting is having maintenance be someone else’s problem. However, not all maintenance is covered by landlords, anyway. Many home renters are still responsible for lawn care, changing their own furnace filters, shoveling snow and more.

You can get many of the same benefits just by choosing a home community carefully. Brookstone Home’s maintenance-free communities offer year-round lawn care, mulching and snow removal through their HOA’s.

Flexibility

Only by owning can you get complete flexibility over your own home. There’s not a lease on the planet that will allow you to make property improvements, remodel, or even repaint without prior approval from your landlord. Owning your home is still the only way to have total control over your home environment.

Let’s Talk Cost

Mortgages are still cheaper than monthly rents in almost all markets across the U.S. Even with the economy rebounding, you’ll never get the same amount of space for the cost on a rental versus your mortgage. If you will be in a home even 10 years it still makes the most financial sense to buy.

The tax incentive is still a huge draw for homeowners as well. And lastly, owning makes most sense if you want to leave something of value to your children when you aren’t around anymore.

Brookstone Homes has a variety of ranch-style homes that could suit your needs during your Golden Years, and we’re one of the only builders around fully certified in Aging-in Place building. We can help you prepare for the next decade or more!

Why Valley Creek Farms is the Place to Be

Valley Creek Farms is a new Brookstone Homes’ community in Burlington, KY, featuring single-family and lifestyle-ranch living. Located in the Boone County school district, students will attend Stephens Elementary, Camp Ernst Middle School and Cooper High School.

Valley Creek Farms features LED lit and paved walking trails plus gathering parks with a fire pit and covered shelter with a fireplace. Sportsmen and outdoor enthusiasts will love its easy proximity to fishing, Gunpowder Creek Nature Park, and the Boone Links Golf course. It’s also an easy jaunt to the grocery store, the Boone County Public Library and Florence Mall for shopping! For baseball fans, Florence also boasts its own Frontier League Team: the Florence Freedom!

We have a variety of home styles available to build in this community. Options include:

  • The Arrowhead features over 2,000 square feet in a beautiful two-story home with four bedrooms, two and a half baths, a two-car garage and even a second-floor family activity center.
  • The Hampton houses over 2,700 square feet of living space with a covered front porch, a two-story great room and open kitchen, first floor master, four bedrooms and three and a half baths. The Hampton has an incredible option for a Guest or In-law suite as well!
  • The Kennedy is a wonderful two-story home that contains four bedrooms, two and a half baths, a two-car garage and family-style mudroom with special options that even include a pet-zone shower! VISIT OUR DECORATED MODEL HOME!
  • The Jackson is a model that merges style with function. It offers a formal dining room, a first-floor study, second-floor laundry, and an oversized master sitting room.

These are just to name a few of our 2-story homes. Other available 2-story homes include the Madeira, the Nantucket, and the Tahoe, offering up to almost 5,000 square feet of living space.

We are also known as Northern Kentucky’s ranch style home builder. The Sycamore, the Shawnee, and the Wyoming are all open ranch floorplans with amazing options for finished lower levels as well.

Remember too, that lifestyle homes are always maintenance-free! (We handle the lawn care, mulching and snow removal on all of our lifestyle homes and have some of the lowest maintenance fees in the area.) These homes include the Mead, the Norris, the Reily, the Springfield and the Laurel. Lifestyle model home COMING SOON!

Visit our decorated Kennedy model home open daily from 12-5pm; or you can call to schedule an appointment at your convenience. We’d love to speak with you about building your new custom home with Brookstone Homes. Our homes are “built for living and designed just for you.”

Address: 6561 Cannondale Dr. Burlington, KY 41005

Community Contact: call 859-904-6001 or email sales@buildbrookstone.com.

6 Reasons You’ll Fall in Love with Ranch Home Living

Cliff May is normally credited for the modern-day ranch home as we know it. Ranch homes were popularized especially during the post-WWII “American Dream” phase of suburban sprawl. While ranch homes largely went out of style in the 1970s, we are seeing a huge resurgence in demand for these single-floor homes. When you stack up some of the ranch-home benefits, it’s not hard to see why they are coming back in style.

Simplicity

While of course it all comes down to square footage, ranch homes are offered in simpler sizes and shapes than their multiple-story counterparts. Because the floor plans are more open, they also require less duct work, plumbing and electrical lines to be installed. This means things are easier to repair and replace as the years go by.

Energy Efficiency

Since ranch homes are only one floor, there’s not a lot of fluctuation in temperature like those that happen when trying to heat and cool multiple levels. If the home is properly insulated and the windows are fit correctly, then a ranch home should be far more energy efficient than its multi-story counterparts.

Safe for Everyone

Ranch homes are perfect for families with members of different ages and abilities. Since there aren’t multiple levels, you won’t have a need for multiple staircases either. This makes the home extra safe from falls for families with young children, or for families with aging members who don’t want to take the stairs multiple times a day. Our builders are certified in Aging in Place Design, so our ranch homes will handle all the stages of your life.

Easier Maintenance

Ranch homes are much easier for the everyday handyman to maintain. Gutters are often reachable without an extendable ladder and roofs are easier to replace without hiring specialists. Your square footage is spread out over your whole lot rather than building skyward. This equals less grass and landscape to maintain. Because they are laid out flat, you often begin with a lot that’s been leveled out more fully, too.

Great for Entertaining

Most ranch homes are laid out in a more fluid, free-flowing floorplan than multi-story homes. They are far less likely to use individual walls to separate common areas of the home (like the kitchen, dining room and family room). Many ranch designs also incorporate windows and doors that flow into the backyard, too. This makes the ranch an obvious choice for backyard grillers and entertainers.

Less Interior Noise

Ditching the stairs means you will have noticeably less downstairs noise pollution from upstairs occupants—or as we like to say—ditching the angry herd of elephants.

Perks of Maintenance-Free Communities

So you’ve made the decision to start building the home of your dreams, but haven’t quite decided where you’d like to land? Make sure to think about your needs and priorities when planning the location of your next move. Maintenance-free communities have a lot to offer compared to the traditional suburban neighborhood—from shared community amenities to managed services, a Brookstone maintenance-free community might just be the perfect choice for you.

Lower Cost

The homes in our maintenance-free communities are always new. One advantage to building a new home in a maintenance-free community is that they cost less over time. New building materials, appliances, hardwood flooring, carpet and siding all mean it will be many years before repairs even become necessary. These items are often costly to replace in older homes.

Warranty

New home warranties are backed by insurance, and structural warranties are good for ten years. You can rest assured that if something goes wrong, it likely won’t have to be fixed out of pocket. Be sure to ask our sales representatives about our different warranty programs!

Free Time

Living in a maintenance free community will free up a ton of your personal time! Gone are the countless hours you used to spend mowing and edging your lawn, trimming hedges or working on garden upkeep. The Brookstone communities’ HOA features year-round yard lawn care, mulching and snow removal. You’ll never have to spend weekends working on your yard!

Picturesque Neighborhood

Our maintenance-free communities are as beautiful as they are easy to live in. The HOA managed landscaping and yard maintenance and the abundance of green space means your community will always have a pristine, resort feel to them. How lovely is it when home feels like a vacation?

Community Lifestyle

Our maintenance-free communities offer some shared areas and walking paths that encourage neighbors to mingle and explore more than just your own home. Amenities vary by location, so be sure to ask your sales representative what community features your neighborhood has when you are planning your move.