Insurance is Often More Affordable on New Construction Homes

Insurance is Often More Affordable on New Construction Homes

Insurance is Often More Affordable on New Construction Homes

Insurance is typically something homeowners gloss over and take less seriously than other things when going through new home construction. There are many reasons for this, but when disaster strikes, it can leave homeowners reeling. The time is now for Cincinnati home builders to increase awareness of how insurance works and why it is beneficial to consider purchasing.

Insurance First

Oftentimes, insurance is the last thing on the mind of Cincinnati home builders. Insurance should not be tossed in last minute because an insurance company may have a reason not to insure a property. It is best to contact the insurance company first to discuss the property prior to putting money down or starting the building process. Rather than having the insurance a homeowner wants, it may take time to shop around searching for a company to take the home under its wing. To avoid the issue, Cincinnati home builders should consider speaking with an agent before signing any contracts.

New Home, More Money

Building a new home is a huge positive in the eyes of insurance companies. Most people are shocked to find out just how inexpensive it is to obtain homeowners insurance. Discounts can be offered for the first several years of ownership in some cases which means excellent coverage for less cost up front. This is excellent news for Cincinnati home builders who are looking for newly constructed properties.

Build Smarter

New technologies and building materials are available in new homes that can reduce the potential for having an insurance claim, or even lower insurance premiums. It is beneficial to find out what all the insurance costs are to ensure smarter building practices going into the process. For example, siding a home with durable materials like stucco rather than wood siding can come with a discount. Installing a home alarm system can result in a discount on insurance premiums for potential homeowners.

Affordability is a big deal to Cincinnati home builders looking to construct a new place to call their own. It helps to review all the costs associated with homeowners insurance by working with a provider that understands the ins and outs and possibly has worked with the chosen builder to ensure the best service. With the proper research, a family can be certain to get the best bang for their buck.

 

If you’re ready to build a custom home of your dreams, call Brookstone Homes. We will disclose all the information you need to make the best decision before and during the home building process. Our company is all about transparency throughout the entire building process. Your satisfaction is our goal. Call us to find out how to get started.